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Steps 3
Credit Process
Our goal is to partner with you to maximize your credit worthiness and FICO scores through our managed services.
Check
Check your credit score and credit reports.
Review
Review your report and dispute any errors.
Budget
Follow a budget and establish positive financial habits.
Build
Take consistent action to build credit.
Counselling
Seek out credit counseling to discuss your options.
Who We Are
Who We Are
We know the importance of delivering the best customer experience
We solve credit problems, taking a consultative approach to every client engagement, and find actionable solutions that will help you achieve the best credit outcomes.
Just Call Me Now or Request a Call
1-800-TOP-TIER
Eunice D. Johnson
Achievements
Achievements
With over 15 years of expertise in the credit repair business before starting TOPTierFico, our goal is to maximize your credit worthiness, and provide services that see you exceling well into the future.
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Projects Completed
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Happy Clients
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Scores Increased
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Years Experience
Advantages
Check your credit
See what you can fix
Pay your bills on time monthly
Reduce your credit utilization
Monitor your progress
Keep your credit cards open
Steps 4
Credit Milestones
The concept of Credit has been present in the United States since the 50's. There has been interesting milestones over the past five decades that make the world of credit what it is.
First Fair Reporting Credit Act
This act was passed to establish to standard legal framework for reporting agencies.
Equifax | Experian | Transunion
The three biggest credit bureau attain universal coverage across the country.
FICO Score is introduced
It quickly becomes the standard system to measure credit scores based on objective factors and data.
Vantage Score
Created through a joint venture between the three credit agencies. The new consume credit scoring model is used by 10% of the market.
Information Age
This has enabled a new era in consumer credit and risk assessment. Today credit reports are used to inform decisions about housing, employment, insurance, and the cost of utilities. For the past 2 decades
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01.
Good Approach
We’ll help you to understand how credit works and how best to use them to fulfill your lifetime goals
02.
Detailed Report
We understand getting a report on your progress is crucial and you would be updated with this.
03.
Great Guidance
You won't be left alone to figure out how to make your credit perfect, but with our consultancy services we would stand by you all the way.
Testimonials
Testimonials
Marilyn D.
Didn't expect to see results as fast as I did. I was a very low score and by the time my services were done during the first 3 months I was able to purchase a new car.
Enrique M.
Everything made sense once I got through the consultation. Now I am able to do so much because my credit is not what it used to be. from a 500 score to a 725. I can tell you how grateful I was.
Angela M.
As a professional you need to be on top of your credit and I had some rough situations that required a complete clean up so I could be credit worthy. TopTierFico delivered in a way that was unbelievable. I have since referred my family and friends.
John S.
Having a family and not having the right credit score to make my first home purchase was very depressing. When I reached out to Jay, he put me at ease and made me realize that with the right processes in place my score would be higher. Within months I managed to increase my score and purchase a home.
Offices
Our Offices
Reach out to us for a consultation to get your credit on track.
Contact Us
Contact Us
Latest News
Latest News
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